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Welcome to Fulcrum Partners LLC, Washington, DC. Follow this link to learn more about Fulcrum Partners and our nationwide offices.

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Andrew Hart, Fulcrum Partners Washington, DC and Nationwide

With corporate headquarters in Ponte Vedra Beach, Florida, Fulcrum Partners LLC has a nationwide presence that reaches from Washington, DC to Honolulu, Hawaii, and includes offices in Florida, Texas, Georgia, South Carolina, Ohio, Illinois, California, and Oregon. Our team of experienced professionals has helped hundreds of organizations recruit, retain, and reward executives, directors, and employees critical to each organization’s success. The nationwide offices of Fulcrum Partners LLC have assisted financial institutions in the placement and management of over $1.5B of Bank Owned Life Insurance, BOLI. Managing Director Andrew Hart of Fulcrum Partners Washington, DC, has been instrumental in successfully developing executive compensation and benefit programs for many Fortune 1000 companies. (More)

I am often asked about COLI or BOLI and why companies buy it? Why? As a general rule, death benefits and policy earnings on life insurance contracts are not taxable to the policy owner (Corporation or Bank). These tax efficiencies assist companies in offsetting and recovering the costs associated with benefit plans.

How? Near term, COLI and BOLI can generate income for companies which can be used to offset the benefit expenses that hit the income statement. This income comes from the growth in the cash surrender value. Longer term, COLI/BOLI policy death proceeds, which are received tax free, can recover the cost associated with providing benefits. – Andrew Hart

Fulcrum Partner News

NONQUALIFIED DEFERRED COMPENSATION PLANS • NONQUALIFIED PLAN FUNDING SOLUTIONS • INSTITUTIONAL BENEFIT FINANCING SERVICES • RESTORATION PLANS • EXECUTIVE BENEFITS CONSULTING • RABBI TRUSTS • SUPPLEMENTAL EXECUTIVE RETIREMENT PLANS (SERP) • INSTITUTIONAL INSURANCE SERVICES (COLI, TOLI, BOLI)

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